In brief, payday loans are short-term cash loans based on the borrower's personal check held for future deposit or electronic access to the borrower's bank account. Borrowers write a personal check for the amount borrowed plus the finance charge and receive cash. In some cases, borrowers sign over electronic access to their bank accounts to receive and repay payday loans.

Payday loans are popular for many reasons, however, there are advantages and disadvantages to payday loans, so it's important you know the facts before you take one. The following articles and news items are an unbiased look at the topic of payday loans drawn from a wide range of sources such as people who utilize payday loans, industry experts and other reliable resources such as government consumer reports.

It is important to understand the following information is for information only, however, we feel that the more information  consumers have at their disposal, the better equipped they will be in deciding whether payday loans are appropriate in their circumstances.

How Advance Payday Loans Work - If you ever find yourself short on cash you might want to consider an advance payday loan. This kind of arrangement conjures in the mind dozens of pages of documents on top of a long approval process and payments that go on forever. However, the approval process is extremely quick.

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Fast Cash Payday Loans - from the Perspective of a Loan Shark
"Selling fast cash payday loans is how I make my living. People, however, just aren't fair to loan sharks. It's there, isn't it, even in the name - Loan shark. But really, what I do when I hook someone up with a fast cash payday loan is. . ."

Educations Loans - A Quick Reference for Students
Education loans are a real bargain. However, don't think education loans are just for high-end super-achievers. There are a variety of sources from which to acquire a loan for education.

Advance Cash Loans - Think Before You Leap! The other day I was discussing this issue with a colleague and I discovered the option for an advance cash loan tucked away under employee benefits on my pay advice slip...